Merchants Commercial Bank offers a range of deposit products and services that enable its business customers to have real-time account and transaction detail access. MCB deposit products and services also allow MCB business customers to actively use the online tools provided by MCB. MCB deposit offerings include the following types of deposits and others that can be designed with business customer input:

Commercial Checking Accounts

Do more for your business with 50 free items (Debits, Credits) with a Business Basic Checking Account.

Money Market Deposit Accounts

Have excess funds in your operating account? Why not earn interest on them? With an MCB Commercial Money Market Deposit Account, you can while still having the flexibility to issue six withdrawal transactions to third parties per month without penalty! As an added bonus, these accounts are deposit accounts and as such, are eligible for FDIC Insurance Coverage!

Certificates of Deposit

Earn competitive rates of interest on your deposits with terms ranging from 3 months to 24 months.

Savings Accounts

Another way to earn interest on your excess business deposits.

Trust Accounts

Plan for the future with an interest bearing Trust Account.

IOLTA (Interest on Lawyers Trust Account)

Interest accrued on IOLTAs goes directly to the V.I. Bar Association to fund the provision of legal services to indigent parties.


*Have an inquiry about our interest rates? Contact us with your questions.

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