Merchants Commercial Bank offers a range of deposit products and services that enable its customers to have real-time account and transaction detail access. MCB deposit products and services also allow MCB customers to actively use the online tools provided by MCB for bill payment and account transfer activity. MCB deposit offerings include the following types of deposits and others that can be designed with customer input:

• Interest Checking Accounts

  An MCB personal checking account allows you to manage your finances easily with 20 free debits per month while still earning interest.

• Money Market Deposit Accounts

  Want to earn a higher rate of interest on your excess cash balances? With an MCB Commercial Money Market Deposit Account, you can while still having the flexibility to issue six withdrawal transactions to third parties per month without penalty! As an added bonus, these accounts are deposit accounts and as such, are eligible for FDIC Insurance Coverage!

• Certificates of Deposit

  Earn competitive rates of interest on your deposits with terms ranging from 3 months to 24 months.

• Savings Accounts

  Another way to earn interest on your excess cash.

• Trust Accounts

  Plan for the future with an interest bearing Trust Account.