Our Money Market Rates pay up to
2.78% APY.

Please contact a Client Service Representative at (340) 779-2265 for more details.

Business Deposits

Merchants Commercial Bank offers a range of deposit products and services that enable its business customers to have real-time account and transaction detail access. MCB deposit products and services also allow MCB business customers to actively use the online tools provided by MCB. MCB deposit offerings include the following types of deposits and others that can be designed with business customer input:

  • Commercial Checking Accounts

    Do more for your business with 200 free items (Debits, Credits, Checks, Deposits, Etc.) per month with an MCB Commercial Checking Account.

  • Money Market Deposit Accounts

    Have excess funds in your operating account? Why not earn interest on them? With a Commercial Money Market Deposit Account, you can earn up to 2.78% APY on your deposits while still having the flexibility to issue 3 (three) checks and 3 (three) transfers out per month without penalty.

  • Certificates of Deposit

    Earn competitive rates of interest on your deposits with terms ranging from 3 months to 24 months.

  • Savings Accounts

    Another way to earn interest on your excess business deposits.

  • Trust Accounts

    Plan for the future with an interest bearing Trust Account.

*Have an inquiry about our interest rates? Contact us with your questions.